I have been laid off 5 months now and need to file bankruptcy. I can't deal with the stress anymore of dealing with creditors. I am making $23,220 a year on unemployment. Would I qualify for the Chapter 7 fee waiver? Also, I heard it is tremendously difficult to get a chapter 7 approved. That true?
Also, how long does it take to find out if you are approved for the Fee Waiver and do I have to pay the fee in the meantime while I wait for approval?
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