Let’s be honest: I am a bankruptcy
attorney here in Phoenix and I advertise for new customers. All
attorneys have marketing plans because that is just the way business is
done. Your job is to figure out who is best able to serve your needs.
You will look to see who has the best price; who has the best
reputation, and then decide who can do the job for you.
Some people
feel they are smart when they frugally hire a paralegal to prepare their
petition for, let’s say; $200.00. Yes that is less than I charge (My
standard fee is $994.00) but what do you get? (1) A paralegal cannot
give you any legal advice. A paralegal or document preparer can only
type information that you provide into a program that spits out the
forms. (2) You are then handed the documents with the comment "Good
luck." Later on when you receive documents in the mail or are questioned
by your assigned trustee, you have no help to protect your assets or to
ensure that the debts are all discharged. (3) The odds are that you
will lose a lot more by not getting professional help than you would pay
up front knowing that the job will be done right.
Some cut-rate
attorneys charge as little as $795.00 or even $695.00; but what do you
get? I have seen many people who hire these people confused in the court
because they never get any telephone calls returned and therefore never
get any questions answered. That may be very costly; especially when
you are not protected from claims for non-exempt assets, when your motor
vehicle is repossessed, or when your home is sold out from under you.
Who
should you ask for an opinion of who is a good bankruptcy lawyer? This
may shock you; but drop my name to any attorney who is working for a
bank or credit institution to collect money from you. They will all tell
you that they respect me because I respect them. Many will put their
file on hold if I call them and advise that you just hired me and we
expect to file a case within a couple of months. This serves us both
because it prevents them from wasting time and it allows us breathing
room to put everything in proper order. You may even call a bankruptcy
trustee to ask about me because they all know me and they know the
quality of the work that I do; just don’t tell them that I told you to
call! You should also know that I have been referred cases by Trustees
because they see that an individual needs professional help. Not many
attorneys can say that!
I provide bankruptcy services at the low cost
of $994.00 for Chapter 7 and $2,500.00 for Chapter 13 (only $1,000
needs to be paid up front.) I also do the work to strip the lien of a
second mortgage or HELOC from your home for only $500.00. Others may
advertise lower rates to get you in the door; but they then add on other
fees and don’t do the same quality work.
Like I said; choose WISELY!!