Fewer Americans filed for bankruptcy in the first half of 2011 but the improvement hasn’t spread evenly across the nation. Filings have fallen in most states compared to a year ago. But Southwestern states, hard-hit by the housing bust, are still struggling with disproportionately high bankruptcy filings. Nevada has had the highest number of bankruptcies per capita since the beginning of 2010. Still, its filings are declining: They’ve fallen 16% this year compared to 2010. In nearby California there’s little sign of improvement. Filings are at roughly the same level as last year.
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