Dear Liz: I was hurt on the job and was fired. I have a lawyer helping me fight the company, but I have no income and I'm being haunted by collection agencies. I owe $5,000 on credit cards and have a student loan that started at $20,000 but is now $30,000. I was thinking of filing for bankruptcy. I have nothing, and I feel bad all the time. I can't afford Christmas or birthday presents or find a job that I can do. Any advice would be helpful.
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