The new bankruptcy law is five hundred (500) pages long, extremely complex and adds a tremendous level of complexity to the filing of personal bankruptcy petitions.
There are certain pre-filing requirements that must be satisfied or else the bankruptcy petition will be dismissed. For example, the Bankruptcy Trustee must be provided with the debtor's prior year tax return as well as pay stubs for the 60 day period prior to the filing.
A debtor (or the debtor's attorney) must now calculate the debtor's median income. This calculation is complicated and consists of averaging the debtor's gross income for the 6 months prior to filing, less Social Security payments.
Many debtors will need to prepare a "means test". This is a very complicated 6-page calculation, similar to preparing a complicated tax return.
If a bankruptcy petition is dismissed and re-filed, the automatic stay will remain in effect for only 30 days following dismissal. The debtor needs to make a motion to continue the automatic stay and this motion must be both filed and heard by a Judge within that 30 day period.
ReplyDeleteSome methods may be overlooked, such as the elimination of chocolate stains through the use of some substances such as milk, which is one of the best methods to get rid of without the elimination of stains followed us on
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Hence, some types of substances are used to remove stains such as coarse salt, liquid soap, glass disinfection liquid and other materials that may be used for more than one use to remove stains, which we may deal with frequently.
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