1. Don’t ignore the problem. The further behind you become, the harder it will be to reinstate your loan because you’ll have fewer options and the more likely that you will lose your house.
2. Act fast, even if you are not in foreclosure yet. If you are struggling to pay your mortgage, or had a reduction in income or expect an income reduction soon, find free relief now so you are not stretching, don’t wait until you’ve exhausted all of your savings.
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