Q: I have been unemployed for about a year and still have not gotten a job. I was paying my credit cards until a couple of months ago. My unemployment benefits stopped, and my savings are now gone.
I have spoken with my credit card companies and most of them understand my situation. When I could make a partial payment, I did. But I received a collection agency notice yesterday on one of my accounts even though I made some payments to them. Should I file for Chapter 7? The total amount I owe is about $50,000.
Read the answer at The Chicago Tribune
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